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Will opening a new card hurt my credit scores?
Will opening a new card hurt my credit scores?
Updated over a week ago

While there is no hard inquiry at the time of onboarding, it's important to note that a small and temporary drop in your credit scores is possible after opening a new credit line. However, by using your card responsibly—such as making on-time payments and maintaining a low credit limit utilization—over time, your credit score can improve and offset this impact.

Reporting this responsible behavior to credit bureaus is crucial for gradually improving your credit score.


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